W STREET Lot 160
ORLANDO, FL, 32801
$325,000
2 Beds
2 Baths
1,000 SqFt
0.06 Acres
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AS-IS-freshly painted-about 1000 sqft-ALL OFFERS CONSIDERED-FLEXIBLE SALE/LEASE-Seller not in hurry-OWNER FINANCING AVAILABLE starting at 6% (current 30 year mortgage rates are over 7%). No banks required. Call Agent for realty access… Contact Seller for Owner Financing. The larger the down payment the lower the rate. Monthly payment to Seller can be under $1500 ——————— NOTE to HomeBuyers? Problems documenting Income? Credit challenged? Did you know NO BANKS NEEDED to buy a home? See details below. Foreign Buyers & Buyer agents welcome. ————— 1-(First-time) Home buyers, do you know the highest price you can pay for home? Usually your highest price home you can afford will depend on YOUR DOWN PAYMENT amount and the amount you can pay monthly towards your housing payment (PITIA). A loan officer may also limit your projected MONTHLY HOUSING AMOUNT to a percentage of your income. — Tip-if you have a smaller down payment, consider Down Payment Assistance Programs (DPAPs which also includes forgivable grants), many require taking a 1 day class. Many Loan Officers know of some DPAPs, you can also search the internet particularly in the city/county that you are considering buying a home. There are different DPAPs depending on the county / city. Some DPAPs are available only to law enforcement or 1st responder or other occupations and are sponsored by a city / county to encourage this occupations to live in certain areas. Rural/non-urban places also have DPAPs. Tip-if you are credit challenged seek ALTERNATE CREDIT documentation programs. —— Many loan officers only offer a few alt-doc loans, you may also seek a different loan officer that offer FHA loans or Rural loans. —————- Tip-if you are NOT a w-2 employee you may want to seek ALTERNATE INCOME documentation loans. Many loan officers only offer a few alt-income doc loans, others FHA/Rural loans. Some seek different loan officers for their situation. ————————————– 2-Home Buyers, DID YOU KNOW YOU CAN BUY A HOME WITHOUT A BANK? Tip-if you are credit challenged OR if you have harder to document income, a bank/institutional lender may still likely approve you for a loan so long as you have larger down payment of 20-30% of your retail price. THERE ARE HOMES YOU CAN BUY WITHOUT BANK if you have a larger down payment. Foreign Buyers usually have a down payment of at least a 30%. And there are Homes that can be purchased with down payment of AT LEAST 30% of the price and the seller will finance the rest. NO BANK REQUIRED. BUYER REALTY AGENTS welcome. Foreign Buyers welcome (who usually minimally put 30% down payment). NO BANKS REQUIRED. —————— NOTE: (First Time) home buyers, once a seller agrees to sell you a home. You will need: (the Realty Agent will usually do, if you are using an agent) i-a written sales agreement [that will specify a good-faith/earnest money deposit to reserve home for you while the paperwork/deed is drafted to be signed on a certain date (the closing date)] ii-to deposit the earnest money with an attorney/title company; and then iii-on closing date to sign all deed paperwork with the title closing company. ———————— New Planet Fitness about 4 walkable blocks away on corner of Orange and Gore–Target (with groceries)/Walmart/Panera/Publix nearby near corner of Michigan and Orange. Condo laundry room conveniently on same ground floor next to mailboxes, assigned parking spot next to unit

Property Details

Price:
$325,000
MLS #:
O6267034
Status:
Active
Beds:
2
Baths:
2
Type:
Condo
Subtype:
Condominium
Subdivision:
LUCERNE OAKS CONDO
Neighborhood:
32801 – Orlando
City:
ORLANDO
Listed Date:
Jan 9, 2025
State:
FL
Finished Sq Ft:
1,000
Total Sq Ft:
1,000
ZIP:
32801
Lot Size:
2,565 sqft / 0.06 acres (approx)
Year Built:
1971
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Schools

Elementary School:
Blankner Elem
Middle School:
Blankner School (K-8)
High School:
Boone High

Interior

Appliances
None
Bathrooms
2 Full Bathrooms
Cooling
Wall/ Window Unit(s)
Flooring
Ceramic Tile
Heating
Wall Units / Window Unit
Laundry Features
Laundry Room, Same Floor As Condo Unit, Washer Hookup

Exterior

Community Features
Buyer Approval Required
Construction Materials
Other
Exterior Features
Sidewalk
Roof
Other

Financial

HOA Frequency
Monthly
HOA Includes
Sewer, Trash, Water
HOA Name
Lucerne Oaks Association
Tax Year
2024
Taxes
$2,942

Map

Community

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W STREET Lot 160
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